The Terrain AWD has all-wheel drive to maximize traction under poor conditions, especially in ice and snow. The Niro doesn’t offer all-wheel drive.
The Terrain offers an optional HD Surround Vision to allow the driver to see objects all around the vehicle on a screen. The Niro only offers a rear monitor and front and rear parking sensors that beep or flash a light. That doesn’t help with obstacles to the sides.
The GMC Terrain offers an optional HD Surround Vision and it also offers an optional rear camera washer to make backing always safe, regardless of road dirt or grime, while the Kia Niro doesn’t offer a camera washer, requiring manual cleaning.
Both the Terrain and the Niro have standard driver and passenger frontal airbags, front side-impact airbags, side-impact head airbags, front and rear seatbelt pretensioners, front wheel drive, four-wheel antilock brakes, traction control, electronic stability systems to prevent skidding, crash mitigating brakes, daytime running lights, lane departure warning systems, blind spot warning systems, rearview cameras and rear cross-path warning.

